Sunday June 12, 2016
Texting and driving or eating a snack while behind the wheel can seem like a harmless act but, you could be putting yourself, others and your insurance rates at risk.
According to the Ministry of Transportation of Ontario, a driver using a mobile device is four times more likely to crash than a driver focusing on the road. Based on that statistic and the widespread adoption of mobile devices, it’s no surprise that Distracted Driving collisions in Ontario have doubled since 2000.
Using a mobile device is just one form of Distracted Driving. You can also be charged with Distracted Driving if you’ve been caught:
If you’ve been charged with Distracted Driving, you may be facing big penalties and your insurance rates will increase. And, if you cause an accident due to Distracted Driving, you may also be charged with Careless Driving.
Careless Driving is an even more serious charge and is considered a Criminal Offense in Canada. If you’re convicted of Careless Driving you’ll face steep penalties and your standard insurance policy will likely be cancelled by your provider.
As soon as you’re charged with an serious infraction, it’s recommended that you speak with a non-standard insurance provider that has expertise in helping High Risk drivers. A professional High Risk insurance provider can help get you the coverage you need and help you get back to better insurance rates.